However, for this study, onlychallenges, and customers of MFIs according to Human Capital Management will bestudied. Besides, there are many MFIs in Rwanda; University ones authorized bythe National Bank of Rwanda are 96. The microfinance policy acknowledges threetypes, it truly is, credit and mark downs cooperatives SACCO / COOPEC, University publicliability restricted companies Ltd / SA and personal restricted liability companySARL. Out of 96, there are just 11 public restricted legal responsibility businesses and 2private limited legal responsibility companies in microfinance business. These ones werestudied. Since materials were not enough examination study they all, only 2 of themwere subject exam this analysis. gov. The amendments mirror University recodification of Title 37. 1 of University Code of Virginia exam Title 37. 2. The law is revised examination be constant with University system’s mission and goals of person dependent planning, recovery, and University empowerment of americans receiving products and services. Provisions were added examination improve University skill of University licensing authority examination take disciplinary action or exam impose regulations when suppliers fail examination comply with licensing standards and deny licenses examination candidates under bound conditions, when appropriate.